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Boat Insurance Discounts
What discounts are available for a boat insurance policy?
Discounts vary by state and by insurance carrier, but here are some discounts you may be eligible for.
Transferring your policy to a new carrier
- If you’re currently insured with another carrier, you may receive a discount just for switching
Owning a newer boat
- If your boat is new to 3 model years old, you may get a discount. If your boat is 4-6 model years old, you get 5% off our rate.
Ownership experience
- If you've owned and operated a boat for at least three years, you get a discount.
Being claim-free at renewal
- If at policy renewal you haven’t had any claims in the past year, you receive a discount.
Owning a diesel-fueled boat.
Boat Insurance Quote
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