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Boat Insurance Discounts

What discounts are available for a boat insurance policy?

Discounts vary by state and by insurance carrier, but here are some discounts you may be eligible for.
  • Transferring your policy to a new carrier - If you’re currently insured with another carrier, you may receive a discount just for switching
  • Owning a newer boat - If your boat is new to 3 model years old, you may get a discount. If your boat is 4-6 model years old, you get 5% off our rate.
  • Ownership experience - If you've owned and operated a boat for at least three years, you get a discount.
  • Being claim-free at renewal - If at policy renewal you haven’t had any claims in the past year, you receive a discount.
  • Owning a diesel-fueled boat.

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